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Banking and Financial Services 27/05/2025

Digital Frauds: Precedent Clarifies Bank Liability and the Importance of Consumer Caution

Currently, the proliferation of digital frauds through messaging apps, such as WhatsApp, has raised substantial concerns. These scams target consumers and involve financial institutions in complex legal disputes over their responsibilities and the security measures required to protect customers. In a recent ruling by the 4th Appeals Panel of the Special Civil and Criminal Courts…
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Fraudes Digitais Precedente Esclarece Responsabilidade Bancária e a Importância da Cautela do Consumidor

Consumer 26/05/2025

TURBULENCE IN THE BRAZILIAN AIRLINE INDUSTRY

Air transport plays an essential role in the economic and social development of any country, as it connects people, boosts tourism, promotes business and facilitates access to countless opportunities. However, this sector is immersed in a reality marked by extremely high operating costs, volatile profit margins and frequent external fluctuations, such as exchange rate variations,…
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A TURBULÊNCIA NO SETOR AÉREO BRASILEIRO

Tax 23/05/2025

Tax Transaction in the State of Mato Grosso: Opportunity for the business community and Advances in best practices in fiscal governance

According to a recent report by the Attorney General’s Office of the State of Mato Grosso, in just three months since the enactment of complementary law No. 802/2024, which regulates the settlement of disputes over state public credits registered as active debt, the state has already collected more than 11 million Reais. Mato Grosso’s legislation,…
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Transação Tributária no Estado do Mato Grosso

Tax 23/05/2025

Where can the money collected from IPVA go, and what is the division between states and municipalities?

According to Article 155, III of the Constitution of the Federative Republic of Brazil, the IPVA is a tax levied by the states and the Federal District on the ownership of motor vehicles. Paid annually, the tax is calculated on the value of the model and year of the vehicle, according to the FIPE table.…
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dinheiro arrecadado com o IPVA
Ernesto Borges Advogados
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